Monthly Scheme

Monthly Scheme Plan – Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd.

Secure Your Future with the Monthly Scheme Plan

Savings and investment plans are essential for financial stability and future security. Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd. offers a Monthly Scheme Plan designed to help individuals grow their wealth systematically with fixed monthly contributions and attractive returns. This plan is perfect for those looking to save regularly while ensuring a steady income flow.

Why Choose Neelkanth Janhit Co-Operative’s Monthly Scheme Plan?

1. High Returns with Competitive Interest Rates

The Monthly Scheme Plan provides higher interest rates compared to regular savings accounts, ensuring your money grows consistently over time.

2. Flexible Investment Options

Choose the investment amount that suits your financial capability. The plan allows small monthly deposits, making it accessible to everyone.

3. Guaranteed Returns

Unlike market-linked investments, this scheme offers fixed and assured returns, eliminating investment risks.

4. Safe & Secure Investment

As a trusted co-operative society, Neelkanth Janhit Co-Operative ensures a secure investment environment with transparent policies.

5. Easy Account Management & Withdrawal

Manage your account with ease and withdraw funds as per the scheme’s terms and conditions.

Features of the Monthly Scheme Plan

  • Minimum Monthly Deposit: Start with a low investment amount.

  • Flexible Tenure: Choose the duration that suits your financial goals.

  • High Interest Rates: Earn more compared to regular savings options.

  • Nomination Facility: Secure your savings for your loved ones.

  • Premature Withdrawal: Available under specific conditions.

  • Senior Citizen Benefits: Higher interest rates for senior citizens.

How to Open a Monthly Scheme Plan Account?

Opening an account under the Monthly Scheme Plan is quick and hassle-free. Follow these steps:

  1. Visit the nearest branch of Neelkanth Janhit Co-Operative or check online for application options.

  2. Fill out the application form with the required details.

  3. Submit necessary documents including identity and address proof.

  4. Choose your deposit amount and tenure.

  5. Make your first monthly deposit via cash, cheque, or online transfer.

  6. Receive your account statement as proof of investment.

Documents Required for Monthly Scheme Plan

  • Aadhaar Card / PAN Card

  • Address Proof (Voter ID, Electricity Bill, etc.)

  • Passport-Sized Photographs

  • Duly Filled Application Form

Benefits of Investing in the Monthly Scheme Plan

1. Helps Build a Habit of Regular Savings

A Monthly Scheme Plan encourages systematic savings, ensuring financial security and wealth accumulation over time.

2. Ideal for Short-Term & Long-Term Goals

Whether you’re saving for education, a wedding, or future investments, this scheme provides the perfect structured savings solution.

3. Secure & Risk-Free Growth

With fixed returns and no market risks, your money remains safe while earning attractive interest.

4. Suitable for Salaried and Self-Employed Individuals

This scheme is ideal for employees, business owners, and freelancers, providing a disciplined approach to savings.

5. Better Returns than Traditional Savings Accounts

Compared to regular savings accounts, this scheme offers higher interest rates and better financial growth.

How Does the Monthly Scheme Plan Work?

  • Step 1: Open an account with Neelkanth Janhit Co-Operative by choosing your deposit amount and tenure.

  • Step 2: Make monthly contributions to the scheme.

  • Step 3: Earn interest on your deposited amount, which is compounded regularly.

  • Step 4: At the end of the tenure, receive your maturity amount along with accrued interest.

Why Trust Neelkanth Janhit Co-Operative?

Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd. is a reliable financial institution offering secure investment solutions. With years of trust and transparency, the society ensures safe and beneficial savings plans for its members.

1. Trusted & Established Financial Institution

With a strong foundation, Neelkanth Janhit Co-Operative is known for its customer-centric approach and high transparency.

2. High Customer Satisfaction

Thousands of customers have benefited from the Monthly Scheme Plan, making it a preferred choice for savings and investments.

3. Hassle-Free Investment Process

With minimal paperwork and an easy application process, anyone can start investing without complications.

Who Can Benefit from the Monthly Scheme Plan?

This plan is ideal for:

  • Salaried Individuals: Ensures a steady savings habit.

  • Business Owners & Entrepreneurs: Helps in financial planning and wealth creation.

  • Students & Homemakers: Encourages systematic savings for future needs.

  • Senior Citizens: Special benefits and high-interest rates for retirees.

Start Your Monthly Savings Today!

Invest in Neelkanth Janhit Co-Operative’s Monthly Scheme Plan and experience secure savings, attractive returns, and financial stability. Whether you’re planning for future expenses, a dream home, or financial security, this plan ensures growth with ease.

For more details, visit the nearest branch or contact us today!