Fixed Deposit Schemes

Fixed Deposit Schemes: Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd.

Secure Your Future with Fixed Deposit Schemes

Fixed deposits are a safe and reliable investment option for individuals looking to grow their savings with assured returns. Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd. offers attractive Fixed Deposit (FD) schemes that provide security, flexibility, and high returns to help you meet your financial goals.

 
PERIOD
Rate of Interest (in %)
12 Months
10%
24 Months
11%
36 Months
12%
More than 36 Months
12%
72 Months (More than Double Your Money Plan)
12%

F.D. SCHEME IN 12 MONTHS @ 10%

F.D. AMOUNT RS.
Interest
Maturity Amount
5000/-5005500/-
10000/-100011000/-
20000/-200022000/-
50000/-500055000/-
100000/-10000110000/-

F.D. SCHEME IN 24 MONTHS @ 11%

F.D. AMOUNT RS.
Interest
Maturity Amount
5000/-11616161/-
10000/-232212322/-
20000/-464424644/-
50000/-1160561605/-
100000/-23210123210/-

F.D. SCHEME IN 36 MONTHS @ 12%

F.D. AMOUNT RS.
Interest
Maturity Amount
5000/-20257025/-
10000/-405014050/-
20000/-810028100/-
50000/-2024670246/-
100000/-40493140493/-

F.D. SCHEME IN 74 MONTHS @ 12%

F.D. AMOUNT RS.
Interest
Maturity Amount
5000/-500010000/-
10000/-1000020000/-
20000/-2000040000/-
50000/-50000100000/-
100000/-100000200000/-

Why Choose Neelkanth Janhit Co-Operative’s Fixed Deposit ?

1. Higher Interest Rates

Neelkanth Janhit Co-Operative offers competitive interest rates on fixed deposits, ensuring that your money grows steadily over time. The rates are often higher compared to conventional banks, making it a lucrative investment option.

2. Flexible Tenure Options

Choose from a range of flexible tenure options, allowing you to invest based on your financial goals. Whether it’s a short-term or long-term deposit, you can select a period that suits your needs.

3. Guaranteed Returns

Unlike market-linked investments, FDs provide fixed and guaranteed returns, eliminating the risks associated with fluctuations in financial markets.

4. Safe & Secure Investment

Neelkanth Janhit Co-Operative ensures a secure investment environment, safeguarding your funds while offering attractive interest rates.

5. Easy Renewal & Withdrawal Options

Investors can easily renew their fixed deposit upon maturity or opt for premature withdrawal in case of urgent financial needs.

Features of Neelkanth Janhit Co-Operative Fixed Deposit Schemes

  • Minimum Deposit Amount: Flexible minimum investment to cater to all investors.

  • Attractive Interest Rates: Higher than traditional banking institutions.

  • Nomination Facility: Secure your investment by nominating a beneficiary.

  • Premature Withdrawal: Available under specific conditions.

  • Senior Citizen Benefits: Special interest rates for senior citizens.

How to Open a Fixed Deposit Account?

Opening a fixed deposit account with Neelkanth Janhit Co-Operative is a hassle-free process. Follow these simple steps:

  1. Visit the nearest branch or apply online (if available).

  2. Fill out the fixed deposit application form with necessary details.

  3. Submit required documents including identity proof, address proof, and passport-sized photographs.

  4. Choose your deposit amount and tenure.

  5. Deposit the amount through cash, cheque, or online transfer.

  6. Receive your FD receipt as proof of investment.

Documents Required for Fixed Deposit Account

  • Aadhaar Card / PAN Card

  • Address Proof (Voter ID, Electricity Bill, etc.)

  • Passport-Sized Photographs

  • Duly Filled Application Form

Why Invest in Fixed Deposits?

Fixed deposits are a low-risk and high-security investment that ensures capital protection along with steady returns. Whether you are planning for your child’s education, a dream vacation, or your retirement, FDs provide financial stability and peace of mind

 

Start Your Fixed Deposit Today!

Invest in Neelkanth Janhit Co-Operative’s Fixed Deposit Schemes and watch your savings grow securely. With high-interest rates, flexible tenures, and safe investment options, you can achieve your financial goals with confidence.

For more details, visit our nearest branch or contact us today!