Loan Against Deposit
Loan Against Deposit – Instant Financial Support from Neelkanth Janhit Co-Operative
What is a Loan Against Deposit?
A Loan Against Deposit (LAD) is a secured loan that allows depositors to borrow money against their fixed or recurring deposits. This loan is an excellent financial solution for individuals who need urgent funds but do not want to break their savings. Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd. offers a hassle-free and quick loan against deposit facility at attractive interest rates.
Why Choose a Loan Against Deposit?
1. Instant Loan Approval
Since the loan is secured against your deposit, the approval process is quick, ensuring you get funds when you need them.
2. No Need to Break Your Savings
Instead of withdrawing your deposit and losing interest benefits, you can borrow money while your deposit continues to earn interest.
3. Lower Interest Rates
A loan against deposit comes with lower interest rates compared to unsecured loans, making repayment easier and more affordable.
4. Flexible Loan Amount
You can avail of a loan up to 75-90% of your deposit amount, ensuring sufficient financial support.
5. Easy Repayment Options
With customized repayment tenures and EMI options, you can repay the loan conveniently without straining your finances.
Key Features of Neelkanth Janhit Co-Operative Loan Against Deposit
- Quick processing and approval within hours.
- Low-interest rates compared to personal loans.
- No extra charges for early repayment.
- No credit score check required.
- Minimal documentation for a hassle-free experience.
Who Can Apply for a Loan Against Deposit?
- Individuals with Fixed Deposits (FDs) or Recurring Deposits (RDs).
- Salaried professionals, self-employed individuals, and business owners.
- Pensioners and retired individuals with deposits.
Documents Required for a Loan Against Deposit
- Fixed Deposit or Recurring Deposit certificate.
- Identity Proof (Aadhaar Card, PAN Card, Voter ID, Passport).
- Address Proof (Utility Bills, Ration Card, Bank Statement).
- Recent Passport-Sized Photographs.
How to Apply for a Loan Against Deposit?
- Visit our branch or apply online via our website.
- Submit your deposit details and required documents for verification.
- Loan approval and disbursal happen within a few hours.
- Repay the loan in easy EMIs while your deposit continues to grow.
Get a Loan Against Deposit from Neelkanth Janhit Co-Operative Today!
If you need urgent funds but don’t want to withdraw your savings, a Loan Against Deposit is the best solution. Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd. ensures quick loan processing, low-interest rates, and easy repayment options to help you manage your financial needs effortlessly.
Apply now and get instant financial support while keeping your savings intact!