Introduction To
Neelkanth Janhit Co-Operative Society
Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd. is a trusted financial institution dedicated to promoting savings and providing affordable credit to its members. Established with the mission to uplift individuals and businesses by offering financial assistance, the society operates under the guidelines of the Co-operative Societies Act.
As a registered co-operative society, Neelkanth Janhit Co-Operative Society focuses on fostering financial inclusion and economic growth for its members. Whether you need a secure savings plan or a low-interest loan, this institution provides reliable financial solutions to help you achieve your financial goals.
Surendra Pathak
general secretary and founder
Our Mission
Our vision is to build a financially strong and self-reliant society where every member has access to affordable financial services. We strive to create a cooperative ecosystem that nurtures savings habits, promotes economic development, and ensures financial security for all.
Our Vision:
At NEELKANTH JANHIT CO-OPERATIVE (URBAN) THRIFT & CREDIT SOCIETY LTD., our mission is to provide hassle-free, member-friendly financial services that encourage responsible savings and easy access to credit. We aim to uplift our members by offering innovative financial solutions, fostering trust, and contributing to community welfare. Through integrity, efficiency, and dedication, we work towards improving the financial well-being of individuals and businesses alike.
Services Offered by Neelkanth Janhit Co-Operative Society
Neelkanth Janhit Co-Operative Society provides a variety of financial services tailored to meet the needs of its members:
Savings Accounts
Secure your future with high-yield savings accounts that offer better returns than traditional banks.
Fixed Deposit Schemes
Earn attractive interest rates on fixed deposits with flexible tenure options.
Recurring Deposits
Save small amounts regularly and get a lump sum with added interest at maturity.
Loan
Emergency Loan
Neelkanth Janhit Co-operative Society understands that emergencies can strike without warning.
Personal / Regular Loan
Neelkanth Janhit Co-Operative Society offers Personal/Regular Loans to meet your financial..
Loan Against Deposit
At Neelkanth Janhit Co-Operative Society, we understand the importance of flexibility when…
Loan Against Property
A Loan Against Property (LAP) is a secured loan option provided by Neelkanth Janhit Co-Operative Society.
Why Choose Neelkanth Janhit Co-Operative Society?
With several financial institutions available, choosing the right one is crucial. Here’s why Neelkanth Janhit Co-Operative Society stands out:
Secure and Reliable Financial Services
Neelkanth Janhit Co-Operative Society operates under government regulations, ensuring that all financial transactions are safe and transparent. Members can trust the institution for secure savings and loan services.
Attractive Interest Rates on Savings
The society offers competitive interest rates on savings accounts and fixed deposits, helping members grow their wealth over time.
Easy Loan Approvals at Low Interest Rates
One of the significant advantages of being a member is access to low-interest loans. Whether for personal, business, or emergency needs, Neelkanth Janhit provides quick and hassle-free loan approvals.
Member-Centric Approach
As a co-operative society, Neelkanth Janhit prioritizes the needs of its members. Profits earned by the institution are reinvested into providing better financial services rather than being distributed among shareholders.
Hassle-Free Membership
Becoming a member is straightforward, with minimal documentation and a smooth onboarding process. Once you join, you can enjoy all the financial benefits offered by the society.
Frequently Asked Questions (FAQs)
Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd. is a registered cooperative society that offers financial services such as savings, fixed deposits, recurring deposits, and loans to its members. It operates with the objective of promoting financial inclusion and empowering individuals through secure and transparent financial solutions.
To become a member, you need to meet the eligibility criteria and submit a membership application form along with identity proof, address proof, and a nominal membership fee. Once approved, you can enjoy the benefits of the society’s financial services.
Members can avail various benefits, including higher interest rates on savings, competitive loan options, easy accessibility to financial services, and community-based financial support. Additionally, profits earned by the society are shared among members.
The society offers various deposit schemes, including:
- Savings Accounts
- Fixed Deposits (FDs)
- Recurring Deposits (RDs)
- Monthly Income Plans
These deposits offer competitive interest rates, ensuring safe and profitable savings for members.
Neelkanth Janhit Co-Operative Society provides different loan options, including:
- Personal Loans
- Business Loans
- Home Loans
- Vehicle Loans
- Emergency Loans
All loans are offered at attractive interest rates with flexible repayment options.
To apply for a loan, members need to fill out a loan application form and submit necessary documents such as identity proof, income proof, and address proof. The loan approval process is quick and transparent, ensuring easy access to funds.
Yes, Neelkanth Janhit Co-Operative Society operates under the guidelines of the Co-operative Societies Act, ensuring safe and secure financial transactions. The society maintains transparency and follows strict compliance with financial regulations.
Yes, premature withdrawal of deposits is allowed under specific terms and conditions. However, certain penalties or reduced interest rates may apply. Members are advised to check the terms before making early withdrawals.
Members can check their account details, transaction history, and loan status by visiting the society’s branch or through digital banking services (if available). Customer service representatives are always available to assist with any queries.
You can contact Neelkanth Janhit Co-Operative Society by:
- Visiting the nearest branch
- Calling the customer service helpline
- Sending an email inquiry through the official website
Join Neelkanth Janhit Co-Operative Society Today!
Becoming a member of Neelkanth Janhit Co-Operative (Urban) Thrift & Credit Society Ltd. offers numerous financial benefits, from higher interest savings to low-cost credit options. If you’re looking for a reliable and community-driven financial institution, this is the perfect choice.
Take control of your financial future today! Contact Neelkanth Janhit Co-Operative Society to learn more about their services and membership benefits.
